Welcome to TULIP
The TULIP is a Tenants' and Users' Liability Insurance Policy that provides special event liability coverage. It is used by institutions that permit "third parties" to use their facilities for specific events. It is designed for third party users who do not carry liability insurance and is offered at a low cost. It is event-specific and can also cover vendors, performers and exhibitors, if needed. It protects both the institution user (the third party) and the institution against claims by third parties who may be injured or experience damage to property as a result of participating in an event.
Events may range from low risk events such as classroom seminars, receptions, or weddings to high risk events including festivals and fairs, sports events, or concerts. The policy has exclusions for certain high-risk activities. Facility users may need to obtain coverage from another insurer if their event does not qualify for the TULIP program.
TULIP can only be purchased when the event takes place in an institution-owned facility or property. It does not extend to other properties.
How does it work?
The process is simple! Third party users should click on the Quick Quote Tab above. If the institution provided you with a code, please enter it as it will facilitate the process. If you do not have the code, the system will help you find the institution and the venue.
The link will guide you through the process to purchase coverage via credit card. Upon completion of the transaction, you and the institution will receive a certificate/binder of coverage via e-mail.
For all events, the institution will be named as Additional Insured.