Cancellation Policy

Coverage purchased via this web site is fully refundable if the following conditions are met:
The insured event did not occur, and notification was given to us prior to the effective date of coverage. Please be advised that coverage begins at 12:01 a.m. on said effective date.

We will not cancel coverage or refund any premium once the coverage becomes effective.


Arthur J. Gallagher Risk Management Services, Inc.
6300 S. Syracuse Way
Suite 700
Centennial, CO 80111

Office Hours

Monday - Friday 8:30 AM to 5:00 PM Mountain Time
Closed Saturday & Sunday

Arthur J. Gallagher Risk Management Services, Inc. (Gallagher) reserves the right to modify this Cancellation Policy at their discretion. Any such revision or change will be binding and effective immediately after posting of the revised Cancellation Policy on Gallagher’s Web site. You agree to periodically review our Web site, including the current version of our Cancellation Policy. Our cancellation policy is made available on our Web site. It is your obligation to review our cancellation policy for any such revisions.