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Coverage Details

Basic Coverage includes: Limits of Liability
Name Limit Notes
General Aggregate None  
Products-Completed Operations Aggregate $1,000,000  
Personal and Advertising Injury $1,000,000  
Each Occurrence $1,000,000 Additional Limits may be purchased
Fire Damage Expense $50,000 Any One Fire (exclude for events under 7 days)
Medical Payments Expense Excluded*  
Third Party Property Damage Limit $1,000,000  
Third Party Property Damage Deductible $1,000  
Liquor Liability $1,000,000 Additional cost* (may be required by Institution)
Athletic or Sports Participants Excluded  
*Medical Payments are excluded as the insurance carrier will investigate all claims. This does not mean that medical payments will not be paid but the carrier will make that determination through its claims investigation.